ACM manages personal and retirement accounts (including IRA's, retirement rollovers, cash management accounts, Roth IRA's, fixed income accounts).   

Individuals and institutions can use ACM investment advisory services in one of 3 ways:

0. Discretionary Portfolio Management- Client's assets are housed at a third party custodian (a brokerage firm or trust bank). ACM is ONLY empowered to trade on behalf of the client, dispurse funds to the client, and deduct advisory fees. ACM reports to the client quarterly with a complete asset review detailing each position owned. Client also receives monthly custodial statements.
0. Non-Discretionary Portfolio Management- Same management setup as #1, with the important exception that ACM must receive approval from the client before any trading. This situation is used by clients who want to retain greater control over the management of their portfolios. Assets are housed at a third party custodian, and reporting is the same as #1.
0. Subscription to ACM Research- Client retains all trading responsibilities, but receives access to ACM's proprietary stock research and analysis. Equity profiles of select companies are forwarded in customer-friendly reports. Additional consultation is also available beyond the equity profiles.

Management fees for services #1 & #2 are detailed in the fee schedule within the Disclosure Statement.