Terms of Use - ATLANTIC CAPITAL MANAGEMENT

TERMS & CONDITIONS OF USE
LEGAL INFORMATION

Any information, data, statements, opinions, or projections made in any materials, newsletter, website ("Website"), article, presentation, or any other communication, service, or product, whether written or verbal (collectively, the "Materials"), affiliated with Atlantic Capital Management of Florida, Inc., a SEC registered investment adviser ("ACM"), may contain certain forward looking statements, projections and information that are based on the beliefs of ACM as well as assumptions made by, and information currently available to, ACM. Such statements in the Materials reflect the view of ACM with respect to future events and are subject to certain risks, uncertainties and assumptions. Should one or more of these risks or uncertainties materialize, or should underlying assumptions prove incorrect, actual results may vary materially from those described in the Materials. Furthermore, although carefully verified, data is not guaranteed as to accuracy or completeness. Any quotations of individuals other than the authors or providers of the Materials are provided for informational purposes only and their accuracy and veracity are not guaranteed. The statements, opinions, and/or data expressed in the Materials are subject to change without notice based on market and other conditions. The Materials are based on information available as of the time they were written, provided, or communicated and ACM disclaims any duty to update the Materials and any content, research or information contained therein. Accordingly, neither ACM nor its principals or affiliates make any representation as to the timeliness of any information in the Materials. As a result of all of the foregoing, inter alia, neither ACM nor its principals can be held responsible for trades executed by the recipients or viewers of the Materials based on the statements, projections, research, or any other information of any other kind included therein. Investments in securities are speculative and involve a high degree of risk; you should be aware that you could lose all or a substantial amount of your investment if you attempt to apply any of the information in the Materials.

PAST PERFORMANCE IS NOT NECESSARILY INDICATIVE OF FUTURE RESULTS AND FUTURE ACCURACY AND PROFITABLE RESULTS CANNOT BE GUARANTEED. ANY PERFORMANCE COMPARISON TO THE PERFORMANCE OF INDICES IN THE MATERIALS MAY NOT BE A MEANINGFUL COMPARISON. INDICES CITED IN THE MATERIALS ARE GENERALLY NOT AVAILABLE FOR DIRECT INVESTMENT AND ARE NOT SUBJECT TO FEES. ANY PERFORMANCE REFERENCED IN THE MATERIALS IS NOT NECESSARILY BASED ON THE SAME TYPES OF SECURITIES CONTAINED IN ANY INDEX SHOWN OR REFERENCED IN THE MATERIALS, NOR IS ANY SUCH INDEX REPRESENTATIVE OF ANY PERFORMANCE PRESENTED IN THE MATERIALS. ANY INDICES SHOWN IN THE MATERIALS ARE ONLY TO REFLECT COMPARATIVE PERFORMANCE OF FAMILIAR INVESTMENT STYLES. NO REPRESENTATION IS BEING MADE THAT ANY COMMODITIES, STOCKS, PORTFOLIO, INDICES, FINANCIAL INSTRUMENT, OR INVESTMENT WILL OR IS LIKELY TO ACHIEVE PROFITS OR LOSSES SIMILAR TO THOSE SHOWN OR DESCRIBED IN THE MATERIALS. FURTHERMORE, PERFORMANCE WILL VARY BASED ON MANY FACTORS, INCLUDING, BUT NOT LIMITED TO, INVESTMENT STRATEGIES, TAXES, MARKET CONDITIONS, AND APPLICABLE ADVISORY AND OTHER FEES AND EXPENSES RELATED TO TRADING. NO REPRESENTATION IS BEING MADE THAT FOLLOWING THE MATERIALS AND/OR ANY INFORMATION CONTAINED THEREIN WILL OR IS LIKELY TO ACHIEVE PROFITS OR LOSSES SIMILAR TO THOSE SHOWN OR DESCRIBED IN THE MATERIALS. ANY INVESTMENT RETURN AND PRINCIPAL WILL FLUCTUATE WITH MARKET CONDITIONS, AND YOU MAY HAVE A GAIN OR LOSS ON YOUR INVESTMENTS. ACCORDINGLY, INDIVIDUAL RETURNS MAY VARY FROM ANY OF THE RETURNS SHOWN IN THE MATERIALS. UNLESS OTHERWISE SPECIFIED, ANY PERFORMANCE IN THE MATERIALS IS NOT AUDITED AND IS NOT INTENDED TO COMPLY WITH AIMR-PPSTM OR GIPS GUIDELINES.

ACM is not registered as a securities broker-dealer either with the U.S. Securities and Exchange Commission or with any state securities regulatory authority or with any foreign country. The Materials should not be construed by anyone as Atlantic Advisor's solicitation or offer to effect or attempt to effect transactions in securities or the rendering of personalized investment advice (or an offer thereof) for compensation. The Materials, and any information and research contained therein, do not represent a recommendation of investment advice to buy or sell securities or any financial instrument nor are they intended as an endorsement of any security or investment. The Materials are for informational purposes only and any watch list, portfolio, trading signal or other information contained in the Materials represent the writer's or provider's own investment opinions, and should not be construed as personalized investment advice. ACM has not assessed, verified, or guaranteed the suitability of any particular investment to any personal situation and the reader of the Materials bears complete responsibility for its own investment research and should seek personalized advice from a qualified investment and/or tax professional prior to making any investment decisions. ACM may only transact business or render personalized advice, and offers of service can only be made, in those states, countries, and/or international jurisdictions where ACM is registered or where an exemption or exclusion from registration is available. Nothing herein is an offer of any service that is not legal for offer into any particular jurisdiction with Atlantic Advisor's current licensure (if any).
ACM and its respective officers, directors, employees, clients, and/or associated persons may have positions in, and may from time to time make purchases or sales of, the securities discussed or mentioned in the Materials. Furthermore, ACM and their respective officers, directors, employees, clients and/or associated persons may implement any strategies discussed in the Materials before or after such strategies are disclosed to recipients of the Materials. The profitability of any strategies communicated through the Materials may depend upon a limited number of persons implementing and knowing about the strategies. As a result of ACM and their respective officers, directors, employees, clients and/or associated persons trading and implementing the securities and strategies, respectively, discussed in the Materials, before or after such securities or strategies are discussed or disclosed to recipients of the Materials, such recipients may face decreased or no profitability and increased competition in the marketplace when seeking to implement such strategies or trade such securities. The principals of ACM might not purchase or utilize in the Materials, or make any reference therein to, the securities or strategies, respectively, used for any client affiliated with ACM or its principals.

No Warranty

ACM, ITS AFFILIATES, AND THEIR OFFICERS, DIRECTORS, PRINCIPALS, AGENTS AND EMPLOYEES MAKE NO REPRESENTATIONS OR WARRANTIES, EXPRESS OR IMPLIED, REGARDING THE SUITABILITY OR OTHER CHARACTERISTICS OF THE INFORMATION AND MATERIALS CONTAINED IN OR PRESENTED THROUGH THE MATERIALS. ALL SUCH INFORMATION AND MATERIALS ARE PROVIDED "AS IS", WITHOUT ANY WARRANTY OF ANY KIND. ACM HEREBY FURTHER DISCLAIMS ALL WARRANTIES AND CONDITIONS WITH REGARD TO SUCH INFORMATION AND MATERIALS, INCLUDING ALL IMPLIED WARRANTIES AND CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE TITLE, NON-INFRINGEMENT AND AVAILABILITY.
Limitation of Liability

IN NO EVENT SHALL ACM, ITS AFFILIATES, OR THEIR OFFICERS, DIRECTORS, PRINCIPALS, AGENTS AND EMPLOYEES BE LIABLE FOR ANY CLAIMS, LIABILITIES, LOSSES, COSTS OR DAMAGES, INCLUDING DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL DAMAGES (INCLUDING BUT NOT LIMITED TO, LOST PROFITS OR TRADING LOSSES), OR DAMAGES OF ANY KIND WHATSOEVER ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE MATERIALS (INCLUDING WITHOUT LIMITATION, THE CONTENT, INFORMATION, RESEARCH OR SERVICES INCLUDED THEREIN) WHETHER BASED ON THEORIES ARISING IN CONTRACT, TORT, STRICT LIABILITY OR OTHERWISE. SUCH LIMITATIONS APPLY EVEN IF ACM, ITS AFFILIATES, OR ANY OF THEIR OFFICERS, DIRECTORS, PRINCIPALS, AGENTS OR EMPLOYEES HAVE BEEN ADVISED OF THE POSSIBILITY OF DAMAGES.

Limited License to Use the Website; Password Protected Areas
Except as specifically permitted below, nothing contained in these terms of use or the Materials itself either grant or will be construed to grant to you or any third party any title or interest in, or any license or right to use or reproduce, any image, text, software, code, trademark, logo or service mark contained in the Materials, including without limitation the name or logo of ACM or any of its affiliates. Any data that you transmit to the Website (including without limitation personally-identifiable information) becomes the property of ACM and may be used by ACM for any lawful purpose without restriction, subject to the Privacy Policy set forth below. No part of the Materials may be reproduced, stored in a retrieval system, or transmitted, in any form or by any means, electronic, mechanical, recording, or otherwise, without the prior written permission of ACM. ACM reserves, and will enforce to the fullest extent possible, all rights that it may have with respect to copyright and trademark ownership of all material contained in the Materials.
Portions of the Website may be password-protected and are accessible only to users who have been issued passwords by an authorized representative of ACM. Password-protected portions of the Website may contain performance information. Users of the Site acknowledge that past performance is not necessarily indicative of future results.

Links to Third Party Web Sites
You are encouraged to exercise discretion while browsing through the Website or any connected hyperlinks to external websites. ACM has not reviewed any of the external websites that may be hyperlinked to the Website. Hyperlinks to external websites are provided for information and reference purposes only and neither ACM nor its affiliates are responsible for the availability or accuracy of these external websites or for any of the contents, advertising, products, or other materials contained therein. ACM is not responsible for the privacy practices of such other web sites. Your hyper-linking to, or use of, any external websites is at your own risk. ACM's inclusion of hyperlinks to external websites does not imply any endorsement of the content on or available through such websites nor does it imply association with the owners or operators of such external websites, and the views expressed at such external websites are not necessarily the views of ACM or its affiliates. Any concerns regarding any hyperlink should be directed to the respective website owner or operator/webmaster.

Terms of Use
By accessing any or all of the Materials and any information presented therein, you accept in their entirety the foregoing terms, conditions, and liability waivers pertaining to the use of the Materials and you assume all risks associated with such use (including without limitation, risk to your computer, software, or data being damaged by any virus transmitted or activated via any electronic copy, transmission, or download of any Materials, links, or other electronic sources or data included within, or accessed from, the Website).